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Taunya Fagan
3960 Valley Commons Drive, Suite 1 Bozeman, MT 59718 Cell: 406.579.9683
Fax: 406.404.1976
Work Phone: 406.579.9683
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Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

Montana State Taxes 2020 – 2021* Montana State Taxes: Personal Income, Excise, Sales, Property, Corporate, Severance, Inheritance Taxes Montana Personal Income Tax* rate system is made up of seven individual brackets, from 1% to 6.9%. Montana’s top rate, 6.9%, is levied when a person’s income is beyond ~$14,900. In 2020, Montana ranked 26th, 2019, Montana ranked […]

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1/15/2021 1:13:35 PM

So How Much Does A Bozeman Home Cost? Bozeman Homes Cost $540,000 inside the city and $681,200 outside Bozeman (median price). AVERAGE HOME SALES PRICE 2020 2019 2018 2017 Inside Bozeman City $590,742 $511,934 $478,343 $425,895 Outside Bozeman City $914,064 $734,514 $667,977 $601,053 Let’s Look Closely: How Much Are Houses In Bozeman? The best method […]

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1/14/2021 4:57:07 PM

Bozeman Real Estate Loans† A mortgage is a loan on property or real estate that a mortgage lender or financial institution receives from you to help finance the purchase of real estate. A borrower pledges real estate (your future property) as security for the repayment of the loan. The borrower gives the lender a lien on […]

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1/14/2021 4:49:10 PM

Steps to A Successful Bozeman Home Mortgage Financing Experience† Going about the home loan and mortgage process properly can save you thousands of dollars. Take time to understand the system and make educated decisions. Whether it’s a loan to purchase a Bozeman home, refinance a previous loan, or even buy raw land, the financing/lending process […]

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1/14/2021 4:43:47 PM

2021 Bozeman Real Estate Market Forecast – Bozeman Home Sales History – Montana’s Hottest Real Estate Market – Bozeman Housing Boom The 2021 Bozeman real estate forecast calls for below average availability of residential property, a continued increase in Bozeman home prices, and significant new home construction in Bozeman. NEW LISTINGS* JANUARY 2021 OCTOBER 2020 […]

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1/14/2021 8:45:15 AM

2021 Bozeman Price Trends Report – Real Estate Market Updates – How Much For A Home? – Home Search RESIDENTIAL PRICES (homes, condos, townhouses) JANUARY 2021 OCTOBER 2020 JULY 2020 APRIL 2020 JANUARY 2020 Residential Prices Inside City $420,000 $410,500 $407,750 $405,000 $400,000 Residential Prices Outside City $625,000 $594,000 $543,040 $519,500 $515,000 Home Prices Inside City […]

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1/12/2021 5:49:43 PM

Bozeman Commercial Real Estate For Sale – Listings At Bottom – Continuous Updates – Bozeman Investment Property ‘Think commercial real estate is a man’s world? Think again… As a commercial broker, I offer Bozeman commercial real estate clients potent representation, gutsy contract negotiation, extensive local knowledge, and over 15 years of experience. I help commercial […]

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1/12/2021 2:27:08 PM

Big Sky Condos For Sale – Constant Updates – Luxury Townhomes – ‘Want a Big Sky Home? Big Sky Luxury Condominiums and Townhouses For Sale – Golf – Ski-In-Ski-Out Big Sky Condo Listings Under $500,000 Big Sky Condo Listings $1 Million To $3 Million Big Sky Condo Listings $500,000 To $1 Million Big Sky Condo […]

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1/11/2021 5:20:34 PM

Bozeman Condos For Sale – Downtown Bozeman Townhouses & Condominium Communities – Should You Buy? Bozeman Townhome and condo listings and sales data. Includes New Bozeman condos & townhouses. Q1 2021 median sales prices have flattened outside the city of Bozeman. Bozeman Condos For Sale Under $400,000 Bozeman Luxury Condos For Sale Over $400,000 Median […]

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1/11/2021 3:43:55 PM

2020 – 2021 Montana Ski Resorts – Bozeman Skiing – Big Sky Resort – World’s Best Ski Towns, Bozeman Montana Ski Maps, Alpine Skiing, Snowboarding, Resort Webcams Bridger Bowl Ski Area Bridger Bowl Webcam – Bridger Bowl Ski Report – Bridger Bowl Tickets Bridger Bowl is a private, nonprofit community ski area with no owners. Consequently, all […]

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1/11/2021 1:03:39 PM

Mortgage Calculator


Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %