Taunya Fagan
3960 Valley Commons Drive, Suite 1 Bozeman, MT 59715 Phone: 406.579.9683 Mobile: 406.579.9683 Fax: 406.404.1976 Email Taunya

Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

Bozeman Luxury Homes – ESTATE House Taunya Fagan Bozeman Real Estate, A Top Bozeman, Montana Real Estate Agent The number of Bozeman luxury homes for sale (above $700,000) in, or scattered around, Bozeman, Montana on individual parcels or in subdivisions,...

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2019 Bozeman Price Trends Report – Daily Bozeman, Montana Real Estate Market Updates – Bozeman, MT Homes Price Trend History –  Bozeman Price Trends: Reports for Statistics, Market, and Conditions for Bozeman Real Estate, including Condos and Townhouses, Luxury Real Estate and Bozeman Subdivisions...

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Bozeman Real Estate Market Forecast 2019, Bozeman Home Sales History, Home Mortgage Rate Discussion With the recent announcement–March 21, 2019–by the Fed that it may not raise interest rates at all in 2019, average 30-year mortgage rates dropped to a...

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All Belgrade Real Estate Listings: Homes, Land, Luxury Real Estate, Farms, Ranches, Commercial Properties – Listings At Bottom Read Belgrade, MT History – Belgrade Schools According to the National Association of Realtors, 89% percent of Millennials, 87% of Gen Xers, and 85%...

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Montana Information Page*, offering information on: Montana Income Taxes – Property Tax in Montana – Montana State Taxes – Real Estate Taxes In Montana – Establishing Montana Residency – Montana Rivers – Recreational Opportunities in Montana A Quick Montana History: A vast array of Native Americans were the...

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Mortgage Calculator


Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %