Taunya Fagan
3960 Valley Commons Drive, Suite 1 Bozeman, MT 59715 Phone: 406.579.9683 Mobile: 406.579.9683 Fax: 406.404.1976 Email Taunya

Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

All Belgrade Real Estate Listings: Homes, Land, Luxury Real Estate, Farms, Ranches, Commercial Properties – Listings At Bottom Read Belgrade, MT History – Belgrade Schools According to the National Association of Realtors, 89% percent of Millennials, 87% of Gen Xers, and 85%...

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Land Montana Land For Sale – Over 1800 Listings: Building, Commercial, and Residential Lots – Agricultural, Pasture, Grazing, Farm, Hunting Land in Montana From farming and ranching to light and heavy industry, Montana’s economic environment is dependent on geography, which is...

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New Bozeman High School In May 2017, the Board of the Bozeman Schools unanimously approved the architects’ and engineers’ 143-page schematic/preliminary design for the new, 304,000 sf high school in Bozeman, located at 4455 Annie Street and due to open...

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Montana Log Homes For Sale and Luxury Montana Cabins Log Cabins and Log Homes For Sale Near Bozeman, MT SW Montana offers marvelous rural settings for your Montana log home, with proximity to fishing on the Gallatin and Madison Rivers, great schools,...

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All Downtown Bozeman Homes For Sale – Daily Updates – Historic Bozeman Homes and Neighborhoods – Bozeman Homes For Sale Near Downtown Bozeman Listings Downtown For Homes, Luxury Homes, Town Houses, Condos, New and Old Houses, Victorian Homes Below Downtown Bozeman...

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Mortgage Calculator

Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %