Taunya Fagan
1612 W. Main Street Bozeman, MT 59715 Phone: 406.579.9683 Mobile: 406.579.9683 Fax: 406.586.5889 Email Taunya

Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

Montana Beer History: Brewing, Craft-Brewers, Microbreweries Beginnings, History Montana Beers: First named “Thorn-Smith Brewery” and then renamed “Virginia Brewery,” Montana’s first craft brewing industry began in Virginia City, Montana Territory, in 1863–around the middle of the Civil War–by Thomas Smith, Christian...

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 Search All Montana Lots and Land For Sale OR Over 350 Bozeman Montana Land and Building Lots For Sale Below Bozeman, MT $6,600,000 Bozeman, MT $5,250,000 Bozeman, MT $5,250,000 Bozeman, MT $4,850,000 Bozeman, MT $3,995,000 Bozeman, MT $2,750,000 Bozeman, MT $2,450,000 Bozeman,...

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Montana Horse Property For Sale Taunya Fagan Montana Horse Properties, Including Bozeman and all Southwest and South Central Montana – Equestrian Real Estate, Bozeman Montana Ranches and Bozeman Horse Properties For Sale The region of Bozeman, Montana offers many opportunities for discovering a...

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2015 – 2016 Snowboarding and Skiing Season Bridger Bowl Ski Resort – Remember 2003 World Record Snowfall at Bridger Bowl Ski Area? Bridger Bowl is a private, nonprofit Montana community ski area with no owners. Consequently, all proceeds are reinvested into the...

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About Bozeman: History – 59715 – Gallatin County MT – John Bozeman – Bozeman MT – 59718 – Fort Ellis – Bozeman Pioneers and Founders – Population ~ 42,000 In 1864, W.W. Alderson described Montana’s Gallatin Valley as “one of the...

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Mortgage Calculator


Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %