Taunya Fagan
3960 Valley Commons Drive, Suite 1 Bozeman, MT 59715 Phone: 406.579.9683 Mobile: 406.579.9683 Fax: 406.404.1976 Email Taunya

Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

Bozeman Montana Community Resources – Bozeman Business Directory – SW Montana Area Guide Bozeman Community Resource Guide – Bozeman MT Business Directory: Arts, Business, Culture, Entertainment, Government, Health, Media, Recreation, Schools, Travel, and More in this part of Southwest Montana. Includes resources for Belgrade,...

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Big Sky Real Estate For Sale Below – Over 300 Real Estate Listings In Big Sky, Montana Big Sky Real Estate Listings: Big Sky Homes, Condos, Townhouses, Luxury Homes, Ski-In-Ski-Out Homes, Cabins, Ranches, Log Homes, Land, Horse, and Commercial Properties...

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All SW Montana Ranches For Sale – Montana Ranchettes – Luxury Montana Ranches Below Listings, Montana Ranches For Sale: Farms, Cattle and Horse Ranches, Ranchettes, Luxury Ranches – SOLD: Lazy TP Ranch, Whitehall, MT, 10,000 Acres, Listed For $24,500,000 Farm...

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Montana Luxury Real Estate – All Luxury Home Listings Below – Call or Text, Taunya Fagan Luxury Real Estate Agent – 406.579.9683 – Boutique Luxury @ ESTATE House Montana Luxury Real Estate Marketing Plans, Bozeman, Belgrade, Big Sky, Gallatin Gateway, Livingston,...

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Find Bozeman Real Estate Listings For Sale – New MLS Listings In Bozeman Montana – 59715 – 59718 – Bozeman Real Estate Maps – Home Photos – Continuous Updates – Taunya’s News and Info My passion is serving you—Bozeman real estate buyers...

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Mortgage Calculator


Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %