Taunya Fagan
3960 Valley Commons Drive, Suite 1 Bozeman, MT 59715 Phone: 406.579.9683 Mobile: 406.579.9683 Fax: 406.404.1976 Email Taunya

Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

2019 Big Sky Real Estate Report – Big Sky Historical Real Estate Market Data Big Sky Real Estate Report, Market Update for the Big Sky Market – Prices, History, Trends, Sales, Conditions, Forecast, Statistics for Homes, Luxury Real Estate, Big Sky...

The post Big Sky Real Estate Report appeared first on Taunya Fagan.

Livingston Montana Real Estate and Paradise Valley Property Listings – 2019 Luxury Homes, Ranches, Land, Commercial Properties – Livingston Real Estate Market Report – History, Medium Sales Prices In 1872, in Gardiner, Montana, south of Livingston, the nation’s first federal park,...

The post Livingston Montana Real Estate Paradise Valley appeared first on Taunya Fagan.

Bozeman Luxury Real Estate Listings – Luxury Homes For Sale In Bozeman – Over 100 Luxury Properties – Top Bozeman Luxury Agent – Taunya Fagan, Boutique Luxury @ ESTATE House Bozeman Luxury Real Estate News: Bozeman, One Of Five Emerging...

The post Bozeman Luxury Real Estate appeared first on Taunya Fagan.

Find Bozeman Real Estate Listings For Sale – New MLS Listings In Bozeman Montana – 59715 – 59718 – Bozeman Real Estate Maps – Home Photos – Continuous Updates – Taunya’s News and Info My passion is serving you—Bozeman real estate buyers...

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First Time Buyer? Dreaming Of Purchasing Your Own Bozeman Real Estate? Tired of shelling out rent for Bozeman homes, condos and town homes, or apartments that don’t feel like yours? Take heart. Changing from renter to Bozeman home owner may be easier than...

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Mortgage Calculator


Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %