Taunya Fagan
1612 W. Main Street Bozeman, MT 59715 Phone: 406.579.9683 Mobile: 406.579.9683 Fax: 406.586.5889 Email Taunya

Bozeman Real Estate Listings, News, Information

Southwest Montana News, Regional Information, Arts, Music, Entertainment

Taunya Fagan

Real Estate Downtown Bozeman Homes For Sale – Bozeman MT Commercial Real Estate and Downtown Condos and Townhomes – Download Historic Bozeman Homes and Neighborhoods Guide – Search For Other Bozeman Real Estate Listings – Downtown Bozeman Restaurants and Dining FEATURED DOWNTOWN BOZEMAN HOMES FOR SALE:...

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Downtown Bozeman Restaurants and Dining Downtown Bozeman Restaurants, Dining, Food: American, Italian, Pizza, Mexican, Asian, Coffee Houses, Grills, Bars, Seafood, World Cuisine, Cafes, Pubs, Cafes, Steakhouses 14 North Steak House, Seafood 14 N Church Avenue 404.1800 Copper Whiskey Bar &...

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2016 – 2017 Snowboarding and Skiing Season Bridger Bowl Ski Resort – Remember 2003 World Record Snowfall at Bridger Bowl Ski Area? Bridger Bowl Webcam – Bridger Bowl Ski Report – Bridger Bowl Ski Ticket On-Line Sales Bridger Canyon and Bridger Bowl Ski...

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Southwest Montana Ski Resorts – Ski Areas – Bozeman and Big Sky – Bridger Bowl, Big Sky Resort, Moonlight Basin, Yellowstone Club – Spanish Peaks Mountain Club Montana Ski Resort Real Estate Montana Downhill Skiing and Snow Boarding, Webcams, Maps Learn...

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Big Ski Montana Ski Resort – Ski Areas Big Sky, MT: Big Sky Resort, Yellowstone Club, Moonlight Basin – Big Sky History Big Sky Resort Webcam  – Moonlight Basin and Big Sky Snow Report – Buy Moonlight Basin/Big Sky Resort Tickets Now Considered...

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Mortgage Calculator


Curious about what you can afford! This mortgage calculator will help you estimate loan amounts, mortgage qualification, and may give you some insight as to choosing to rent or buy at this time.

Complete the fields below, like Cost of Home, Down Payment, Monthly Income, and then choose Calculate Now. To view the various results of your calculation, click on the various tabs.

To email yourself a copy of these mortagage calculation results, click the link, Receive this Detailed Analysis.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %